Monthly Repayment |
HKD$25,130
|
Initial Payment |
HKD$3.64 Millions
|
Loan Amount |
HKD$3.64 Millions
|
Total interest |
HKD$0.88 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$218,340
|
Legal Fee |
HKD$35,695
|
Agency Fee |
HKD$72,780
|
Total Expense |
HKD$326,815
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 44873 | 31879 | 24885 | 21779 | 16735 | 13714 | 11704 |
1.5% | 45662 | 32675 | 25689 | 22588 | 17559 | 14553 | 12558 |
2% | 46460 | 33483 | 26510 | 23417 | 18409 | 15424 | 13450 |
2.5% | 47267 | 34304 | 27346 | 24264 | 19283 | 16325 | 14378 |
3% | 48083 | 35138 | 28199 | 25130 | 20181 | 17256 | 15342 |
3.5% | 48907 | 35984 | 29068 | 26014 | 21104 | 18217 | 16340 |
4% | 49740 | 36843 | 29953 | 26917 | 22051 | 19207 | 17373 |
4.5% | 50582 | 37714 | 30854 | 27838 | 23022 | 20226 | 18438 |
5% | 51433 | 38597 | 31770 | 28776 | 24015 | 21273 | 19534 |
5.5% | 52292 | 39492 | 32702 | 29733 | 25032 | 22346 | 20661 |
6% | 53160 | 40400 | 33650 | 30707 | 26070 | 23446 | 21817 |