Monthly Repayment |
HKD$20,685
|
Initial Payment |
HKD$2.91 Millions
|
Loan Amount |
HKD$4.36 Millions
|
Total interest |
HKD$1.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$218,100
|
Legal Fee |
HKD$35,675
|
Agency Fee |
HKD$72,700
|
Total Expense |
HKD$326,475
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53788 | 38212 | 29830 | 26106 | 20060 | 16439 | 14029 |
1.5% | 54734 | 39167 | 30793 | 27076 | 21048 | 17445 | 15054 |
2% | 55691 | 40136 | 31777 | 28069 | 22066 | 18488 | 16122 |
2.5% | 56658 | 41120 | 32779 | 29085 | 23114 | 19568 | 17235 |
3% | 57636 | 42119 | 33802 | 30123 | 24191 | 20685 | 18390 |
3.5% | 58624 | 43134 | 34843 | 31183 | 25297 | 21837 | 19587 |
4% | 59623 | 44163 | 35904 | 32265 | 26432 | 23024 | 20824 |
4.5% | 60632 | 45207 | 36984 | 33369 | 27596 | 24245 | 22101 |
5% | 61652 | 46265 | 38082 | 34494 | 28787 | 25499 | 23416 |
5.5% | 62682 | 47339 | 39200 | 35641 | 30005 | 26786 | 24766 |
6% | 63722 | 48427 | 40336 | 36809 | 31250 | 28104 | 26152 |