Monthly Repayment |
HKD$20,656
|
Initial Payment |
HKD$2.9 Millions
|
Loan Amount |
HKD$4.36 Millions
|
Total interest |
HKD$1.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$217,800
|
Legal Fee |
HKD$35,650
|
Agency Fee |
HKD$72,600
|
Total Expense |
HKD$326,050
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53714 | 38160 | 29789 | 26070 | 20032 | 16416 | 14010 |
1.5% | 54659 | 39113 | 30751 | 27039 | 21019 | 17421 | 15033 |
2% | 55614 | 40081 | 31733 | 28031 | 22036 | 18463 | 16100 |
2.5% | 56580 | 41063 | 32734 | 29045 | 23082 | 19541 | 17211 |
3% | 57557 | 42061 | 33755 | 30081 | 24158 | 20656 | 18365 |
3.5% | 58543 | 43074 | 34795 | 31140 | 25263 | 21807 | 19560 |
4% | 59541 | 44102 | 35854 | 32220 | 26396 | 22992 | 20796 |
4.5% | 60549 | 45144 | 36933 | 33323 | 27558 | 24212 | 22071 |
5% | 61567 | 46202 | 38030 | 34446 | 28747 | 25464 | 23383 |
5.5% | 62595 | 47274 | 39146 | 35592 | 29964 | 26749 | 24732 |
6% | 63634 | 48360 | 40280 | 36758 | 31207 | 28065 | 26116 |