Monthly Repayment |
HKD$20,628
|
Initial Payment |
HKD$2.9 Millions
|
Loan Amount |
HKD$4.35 Millions
|
Total interest |
HKD$1.84 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$217,500
|
Legal Fee |
HKD$35,625
|
Agency Fee |
HKD$72,500
|
Total Expense |
HKD$325,625
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53640 | 38107 | 29747 | 26034 | 20005 | 16393 | 13991 |
1.5% | 54584 | 39059 | 30709 | 27002 | 20990 | 17397 | 15012 |
2% | 55538 | 40025 | 31689 | 27992 | 22005 | 18437 | 16078 |
2.5% | 56502 | 41007 | 32689 | 29005 | 23050 | 19514 | 17187 |
3% | 57477 | 42003 | 33709 | 30040 | 24124 | 20628 | 18339 |
3.5% | 58463 | 43015 | 34747 | 31097 | 25228 | 21777 | 19533 |
4% | 59459 | 44041 | 35805 | 32176 | 26360 | 22960 | 20767 |
4.5% | 60465 | 45082 | 36882 | 33277 | 27520 | 24178 | 22040 |
5% | 61482 | 46138 | 37978 | 34399 | 28708 | 25429 | 23351 |
5.5% | 62509 | 47208 | 39092 | 35543 | 29923 | 26712 | 24698 |
6% | 63547 | 48293 | 40225 | 36707 | 31164 | 28027 | 26080 |