Monthly Repayment |
HKD$20,571
|
Initial Payment |
HKD$2.89 Millions
|
Loan Amount |
HKD$4.34 Millions
|
Total interest |
HKD$1.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$216,900
|
Legal Fee |
HKD$35,575
|
Agency Fee |
HKD$72,300
|
Total Expense |
HKD$324,775
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53492 | 38002 | 29665 | 25962 | 19950 | 16348 | 13952 |
1.5% | 54433 | 38951 | 30624 | 26927 | 20932 | 17349 | 14971 |
2% | 55385 | 39915 | 31602 | 27915 | 21945 | 18386 | 16034 |
2.5% | 56346 | 40894 | 32599 | 28925 | 22987 | 19460 | 17140 |
3% | 57319 | 41888 | 33616 | 29957 | 24058 | 20571 | 18289 |
3.5% | 58302 | 42896 | 34651 | 31011 | 25158 | 21717 | 19479 |
4% | 59295 | 43920 | 35706 | 32087 | 26287 | 22897 | 20710 |
4.5% | 60298 | 44958 | 36780 | 33185 | 27444 | 24112 | 21980 |
5% | 61312 | 46011 | 37873 | 34304 | 28628 | 25359 | 23287 |
5.5% | 62337 | 47078 | 38984 | 35445 | 29840 | 26639 | 24630 |
6% | 63371 | 48160 | 40114 | 36606 | 31078 | 27949 | 26008 |