Monthly Repayment |
HKD$20,542
|
Initial Payment |
HKD$2.89 Millions
|
Loan Amount |
HKD$4.33 Millions
|
Total interest |
HKD$1.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$216,600
|
Legal Fee |
HKD$35,550
|
Agency Fee |
HKD$72,200
|
Total Expense |
HKD$324,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53418 | 37950 | 29624 | 25926 | 19922 | 16326 | 13933 |
1.5% | 54358 | 38897 | 30581 | 26890 | 20903 | 17325 | 14950 |
2% | 55308 | 39860 | 31558 | 27876 | 21914 | 18361 | 16011 |
2.5% | 56269 | 40837 | 32554 | 28885 | 22955 | 19434 | 17116 |
3% | 57240 | 41830 | 33569 | 29915 | 24025 | 20542 | 18263 |
3.5% | 58221 | 42837 | 34603 | 30968 | 25123 | 21687 | 19452 |
4% | 59213 | 43859 | 35657 | 32043 | 26251 | 22865 | 20681 |
4.5% | 60215 | 44896 | 36729 | 33139 | 27406 | 24078 | 21949 |
5% | 61228 | 45947 | 37820 | 34257 | 28589 | 25324 | 23255 |
5.5% | 62251 | 47013 | 38930 | 35396 | 29799 | 26602 | 24596 |
6% | 63284 | 48094 | 40059 | 36555 | 31035 | 27911 | 25972 |