Monthly Repayment |
HKD$20,485
|
Initial Payment |
HKD$2.88 Millions
|
Loan Amount |
HKD$4.32 Millions
|
Total interest |
HKD$1.83 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$216,000
|
Legal Fee |
HKD$35,500
|
Agency Fee |
HKD$72,000
|
Total Expense |
HKD$323,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53270 | 37844 | 29542 | 25854 | 19867 | 16280 | 13894 |
1.5% | 54207 | 38789 | 30497 | 26816 | 20845 | 17277 | 14909 |
2% | 55155 | 39749 | 31471 | 27799 | 21854 | 18310 | 15967 |
2.5% | 56113 | 40724 | 32464 | 28805 | 22891 | 19380 | 17069 |
3% | 57081 | 41714 | 33476 | 29833 | 23958 | 20485 | 18213 |
3.5% | 58060 | 42718 | 34508 | 30882 | 25054 | 21626 | 19398 |
4% | 59049 | 43737 | 35558 | 31954 | 26178 | 22802 | 20624 |
4.5% | 60048 | 44771 | 36628 | 33047 | 27330 | 24011 | 21888 |
5% | 61058 | 45820 | 37716 | 34162 | 28510 | 25254 | 23190 |
5.5% | 62078 | 46883 | 38822 | 35298 | 29716 | 26528 | 24528 |
6% | 63108 | 47960 | 39948 | 36454 | 30949 | 27833 | 25900 |