Monthly Repayment |
HKD$2,048
|
Initial Payment |
HKD$0.29 Millions
|
Loan Amount |
HKD$0.43 Millions
|
Total interest |
HKD$0.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,900
|
Agency Fee |
HKD$7,200
|
Total Expense |
HKD$15,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5327 | 3784 | 2954 | 2585 | 1986 | 1628 | 1389 |
1.5% | 5420 | 3878 | 3049 | 2681 | 2084 | 1727 | 1490 |
2% | 5515 | 3974 | 3147 | 2779 | 2185 | 1831 | 1596 |
2.5% | 5611 | 4072 | 3246 | 2880 | 2289 | 1938 | 1706 |
3% | 5708 | 4171 | 3347 | 2983 | 2395 | 2048 | 1821 |
3.5% | 5806 | 4271 | 3450 | 3088 | 2505 | 2162 | 1939 |
4% | 5904 | 4373 | 3555 | 3195 | 2617 | 2280 | 2062 |
4.5% | 6004 | 4477 | 3662 | 3304 | 2733 | 2401 | 2188 |
5% | 6105 | 4582 | 3771 | 3416 | 2851 | 2525 | 2319 |
5.5% | 6207 | 4688 | 3882 | 3529 | 2971 | 2652 | 2452 |
6% | 6310 | 4796 | 3994 | 3645 | 3094 | 2783 | 2590 |