Monthly Repayment |
HKD$20,429
|
Initial Payment |
HKD$2.87 Millions
|
Loan Amount |
HKD$4.31 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$215,400
|
Legal Fee |
HKD$35,450
|
Agency Fee |
HKD$71,800
|
Total Expense |
HKD$322,650
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53123 | 37739 | 29460 | 25783 | 19812 | 16235 | 13856 |
1.5% | 54057 | 38682 | 30412 | 26741 | 20788 | 17229 | 14867 |
2% | 55002 | 39639 | 31383 | 27722 | 21793 | 18259 | 15923 |
2.5% | 55957 | 40611 | 32374 | 28725 | 22828 | 19326 | 17021 |
3% | 56922 | 41598 | 33383 | 29750 | 23892 | 20429 | 18162 |
3.5% | 57898 | 42600 | 34412 | 30797 | 24984 | 21566 | 19344 |
4% | 58885 | 43616 | 35459 | 31865 | 26105 | 22739 | 20567 |
4.5% | 59881 | 44647 | 36526 | 32955 | 27254 | 23945 | 21828 |
5% | 60888 | 45693 | 37611 | 34067 | 28430 | 25184 | 23126 |
5.5% | 61906 | 46753 | 38715 | 35199 | 29634 | 26454 | 24460 |
6% | 62933 | 47827 | 39837 | 36353 | 30863 | 27756 | 25828 |