Monthly Repayment |
HKD$20,420
|
Initial Payment |
HKD$2.87 Millions
|
Loan Amount |
HKD$4.31 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$215,310
|
Legal Fee |
HKD$35,442
|
Agency Fee |
HKD$71,770
|
Total Expense |
HKD$322,522
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53100 | 37724 | 29448 | 25772 | 19803 | 16228 | 13850 |
1.5% | 54034 | 38666 | 30399 | 26730 | 20779 | 17222 | 14861 |
2% | 54979 | 39622 | 31370 | 27710 | 21784 | 18252 | 15916 |
2.5% | 55933 | 40594 | 32360 | 28713 | 22818 | 19318 | 17014 |
3% | 56899 | 41580 | 33369 | 29737 | 23882 | 20420 | 18155 |
3.5% | 57874 | 42582 | 34397 | 30784 | 24974 | 21557 | 19336 |
4% | 58860 | 43598 | 35445 | 31852 | 26094 | 22729 | 20558 |
4.5% | 59856 | 44628 | 36511 | 32942 | 27243 | 23935 | 21818 |
5% | 60863 | 45673 | 37595 | 34053 | 28419 | 25173 | 23116 |
5.5% | 61880 | 46733 | 38698 | 35185 | 29621 | 26443 | 24450 |
6% | 62907 | 47807 | 39820 | 36338 | 30850 | 27744 | 25817 |