Monthly Repayment |
HKD$20,400
|
Initial Payment |
HKD$2.87 Millions
|
Loan Amount |
HKD$4.3 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$215,100
|
Legal Fee |
HKD$35,425
|
Agency Fee |
HKD$71,700
|
Total Expense |
HKD$322,225
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 53049 | 37687 | 29419 | 25747 | 19784 | 16213 | 13836 |
1.5% | 53982 | 38628 | 30370 | 26704 | 20759 | 17205 | 14847 |
2% | 54925 | 39584 | 31339 | 27683 | 21763 | 18234 | 15901 |
2.5% | 55879 | 40554 | 32328 | 28685 | 22796 | 19299 | 16998 |
3% | 56843 | 41540 | 33337 | 29708 | 23858 | 20400 | 18137 |
3.5% | 57818 | 42540 | 34364 | 30754 | 24949 | 21536 | 19317 |
4% | 58803 | 43555 | 35410 | 31821 | 26069 | 22707 | 20538 |
4.5% | 59798 | 44585 | 36475 | 32910 | 27216 | 23911 | 21797 |
5% | 60804 | 45629 | 37559 | 34019 | 28391 | 25149 | 23094 |
5.5% | 61819 | 46688 | 38661 | 35150 | 29592 | 26418 | 24426 |
6% | 62846 | 47761 | 39781 | 36302 | 30820 | 27717 | 25792 |