Monthly Repayment |
HKD$20,372
|
Initial Payment |
HKD$2.86 Millions
|
Loan Amount |
HKD$4.3 Millions
|
Total interest |
HKD$1.82 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$214,800
|
Legal Fee |
HKD$35,400
|
Agency Fee |
HKD$71,600
|
Total Expense |
HKD$321,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52975 | 37634 | 29378 | 25711 | 19757 | 16190 | 13817 |
1.5% | 53906 | 38574 | 30327 | 26667 | 20730 | 17181 | 14826 |
2% | 54848 | 39528 | 31296 | 27645 | 21732 | 18208 | 15878 |
2.5% | 55801 | 40498 | 32283 | 28645 | 22764 | 19272 | 16974 |
3% | 56764 | 41482 | 33290 | 29667 | 23825 | 20372 | 18112 |
3.5% | 57737 | 42481 | 34316 | 30711 | 24915 | 21506 | 19290 |
4% | 58721 | 43494 | 35361 | 31776 | 26032 | 22675 | 20509 |
4.5% | 59715 | 44523 | 36424 | 32864 | 27178 | 23878 | 21767 |
5% | 60719 | 45565 | 37506 | 33972 | 28351 | 25113 | 23061 |
5.5% | 61733 | 46622 | 38607 | 35101 | 29551 | 26381 | 24392 |
6% | 62758 | 47694 | 39726 | 36252 | 30777 | 27679 | 25756 |