Monthly Repayment |
HKD$23,734
|
Initial Payment |
HKD$2.15 Millions
|
Loan Amount |
HKD$5.01 Millions
|
Total interest |
HKD$2.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$214,500
|
Legal Fee |
HKD$35,375
|
Agency Fee |
HKD$71,500
|
Total Expense |
HKD$321,375
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61717 | 43845 | 34227 | 29954 | 23017 | 18862 | 16098 |
1.5% | 62803 | 44940 | 35333 | 31068 | 24151 | 20016 | 17273 |
2% | 63901 | 46052 | 36461 | 32207 | 25319 | 21213 | 18499 |
2.5% | 65010 | 47182 | 37611 | 33372 | 26521 | 22453 | 19775 |
3% | 66132 | 48328 | 38784 | 34563 | 27757 | 23734 | 21101 |
3.5% | 67266 | 49492 | 39979 | 35779 | 29026 | 25056 | 22474 |
4% | 68412 | 50673 | 41196 | 37021 | 30329 | 26418 | 23894 |
4.5% | 69570 | 51871 | 42435 | 38287 | 31664 | 27819 | 25359 |
5% | 70740 | 53085 | 43696 | 39579 | 33030 | 29258 | 26867 |
5.5% | 71922 | 54317 | 44978 | 40895 | 34428 | 30735 | 28417 |
6% | 73115 | 55565 | 46282 | 42235 | 35857 | 32247 | 30007 |