Monthly Repayment |
HKD$20,286
|
Initial Payment |
HKD$2.85 Millions
|
Loan Amount |
HKD$4.28 Millions
|
Total interest |
HKD$1.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$213,900
|
Legal Fee |
HKD$35,325
|
Agency Fee |
HKD$71,300
|
Total Expense |
HKD$320,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52753 | 37477 | 29255 | 25603 | 19674 | 16122 | 13759 |
1.5% | 53680 | 38412 | 30200 | 26555 | 20643 | 17109 | 14764 |
2% | 54619 | 39363 | 31165 | 27529 | 21641 | 18132 | 15812 |
2.5% | 55567 | 40328 | 32148 | 28525 | 22669 | 19191 | 16903 |
3% | 56526 | 41308 | 33151 | 29543 | 23725 | 20286 | 18036 |
3.5% | 57495 | 42303 | 34172 | 30582 | 24810 | 21416 | 19210 |
4% | 58475 | 43312 | 35212 | 31643 | 25923 | 22580 | 20423 |
4.5% | 59464 | 44336 | 36271 | 32726 | 27064 | 23778 | 21675 |
5% | 60464 | 45374 | 37349 | 33830 | 28232 | 25008 | 22965 |
5.5% | 61475 | 46427 | 38445 | 34954 | 29427 | 26270 | 24290 |
6% | 62495 | 47494 | 39559 | 36100 | 30648 | 27563 | 25648 |