Monthly Repayment |
HKD$24,619
|
Initial Payment |
HKD$3.57 Millions
|
Loan Amount |
HKD$3.57 Millions
|
Total interest |
HKD$0.87 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$213,900
|
Legal Fee |
HKD$35,325
|
Agency Fee |
HKD$71,300
|
Total Expense |
HKD$320,525
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43960 | 31230 | 24379 | 21336 | 16395 | 13435 | 11466 |
1.5% | 44734 | 32010 | 25167 | 22129 | 17202 | 14257 | 12303 |
2% | 45515 | 32802 | 25970 | 22941 | 18034 | 15110 | 13176 |
2.5% | 46306 | 33607 | 26790 | 23771 | 18891 | 15993 | 14086 |
3% | 47105 | 34423 | 27625 | 24619 | 19771 | 16905 | 15030 |
3.5% | 47913 | 35252 | 28477 | 25485 | 20675 | 17847 | 16008 |
4% | 48729 | 36093 | 29344 | 26369 | 21603 | 18817 | 17019 |
4.5% | 49554 | 36947 | 30226 | 27272 | 22553 | 19815 | 18063 |
5% | 50387 | 37812 | 31124 | 28191 | 23527 | 20840 | 19137 |
5.5% | 51229 | 38689 | 32037 | 29129 | 24523 | 21892 | 20241 |
6% | 52079 | 39578 | 32966 | 30083 | 25540 | 22969 | 21373 |