Monthly Repayment |
HKD$20,281
|
Initial Payment |
HKD$2.85 Millions
|
Loan Amount |
HKD$4.28 Millions
|
Total interest |
HKD$1.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$213,840
|
Legal Fee |
HKD$35,320
|
Agency Fee |
HKD$71,280
|
Total Expense |
HKD$320,440
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52738 | 37466 | 29247 | 25596 | 19668 | 16118 | 13755 |
1.5% | 53665 | 38402 | 30192 | 26547 | 20637 | 17104 | 14760 |
2% | 54603 | 39352 | 31156 | 27521 | 21635 | 18127 | 15807 |
2.5% | 55552 | 40317 | 32139 | 28517 | 22662 | 19186 | 16898 |
3% | 56510 | 41297 | 33141 | 29534 | 23719 | 20281 | 18031 |
3.5% | 57479 | 42291 | 34163 | 30574 | 24803 | 21410 | 19204 |
4% | 58458 | 43300 | 35203 | 31634 | 25916 | 22574 | 20418 |
4.5% | 59448 | 44324 | 36261 | 32717 | 27057 | 23771 | 21669 |
5% | 60447 | 45362 | 37339 | 33820 | 28224 | 25001 | 22958 |
5.5% | 61457 | 46414 | 38434 | 34945 | 29419 | 26263 | 24283 |
6% | 62477 | 47481 | 39548 | 36090 | 30640 | 27555 | 25641 |