Monthly Repayment |
HKD$20,258
|
Initial Payment |
HKD$2.85 Millions
|
Loan Amount |
HKD$4.27 Millions
|
Total interest |
HKD$1.81 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$213,600
|
Legal Fee |
HKD$35,300
|
Agency Fee |
HKD$71,200
|
Total Expense |
HKD$320,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52679 | 37424 | 29214 | 25567 | 19646 | 16099 | 13740 |
1.5% | 53605 | 38358 | 30158 | 26518 | 20614 | 17085 | 14743 |
2% | 54542 | 39308 | 31121 | 27490 | 21611 | 18107 | 15790 |
2.5% | 55489 | 40272 | 32103 | 28485 | 22637 | 19164 | 16879 |
3% | 56447 | 41250 | 33104 | 29501 | 23692 | 20258 | 18010 |
3.5% | 57415 | 42244 | 34124 | 30539 | 24775 | 21386 | 19183 |
4% | 58393 | 43251 | 35163 | 31599 | 25887 | 22549 | 20395 |
4.5% | 59381 | 44274 | 36221 | 32680 | 27026 | 23745 | 21645 |
5% | 60380 | 45311 | 37297 | 33782 | 28193 | 24973 | 22933 |
5.5% | 61388 | 46362 | 38391 | 34905 | 29386 | 26233 | 24255 |
6% | 62407 | 47427 | 39504 | 36049 | 30605 | 27524 | 25612 |