Monthly Repayment |
HKD$20,249
|
Initial Payment |
HKD$2.85 Millions
|
Loan Amount |
HKD$4.27 Millions
|
Total interest |
HKD$1.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$213,510
|
Legal Fee |
HKD$35,292
|
Agency Fee |
HKD$71,170
|
Total Expense |
HKD$319,972
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52656 | 37408 | 29202 | 25556 | 19638 | 16093 | 13734 |
1.5% | 53583 | 38342 | 30145 | 26506 | 20605 | 17078 | 14737 |
2% | 54519 | 39291 | 31108 | 27479 | 21602 | 18099 | 15783 |
2.5% | 55466 | 40255 | 32089 | 28473 | 22627 | 19156 | 16872 |
3% | 56423 | 41233 | 33090 | 29489 | 23682 | 20249 | 18003 |
3.5% | 57390 | 42226 | 34110 | 30526 | 24765 | 21377 | 19175 |
4% | 58368 | 43233 | 35148 | 31586 | 25876 | 22539 | 20386 |
4.5% | 59356 | 44255 | 36205 | 32666 | 27015 | 23735 | 21636 |
5% | 60354 | 45292 | 37281 | 33768 | 28181 | 24963 | 22923 |
5.5% | 61362 | 46342 | 38375 | 34891 | 29374 | 26222 | 24245 |
6% | 62381 | 47407 | 39487 | 36034 | 30593 | 27512 | 25602 |