Monthly Repayment |
HKD$168,345
|
Initial Payment |
HKD$35.5 Millions
|
Loan Amount |
HKD$35.5 Millions
|
Total interest |
HKD$15 Millions
|
complete insurance payment |
HKD$106,500 (0.3%)
|
Stamp Duty |
HKD$3,017,500
|
Legal Fee |
HKD$195,000
|
Agency Fee |
HKD$710,000
|
Total Expense |
HKD$4,029,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 437759 | 310994 | 242770 | 212465 | 163262 | 133789 | 114182 |
1.5% | 445458 | 318759 | 250613 | 220363 | 171303 | 141977 | 122517 |
2% | 453243 | 326647 | 258616 | 228445 | 179588 | 150468 | 131214 |
2.5% | 461115 | 334658 | 266777 | 236710 | 188115 | 159258 | 140267 |
3% | 469072 | 342790 | 275096 | 245156 | 196882 | 168345 | 149669 |
3.5% | 477114 | 351044 | 283573 | 253783 | 205885 | 177721 | 159410 |
4% | 485242 | 359420 | 292206 | 262589 | 215123 | 187382 | 169482 |
4.5% | 493455 | 367916 | 300994 | 271572 | 224590 | 197320 | 179873 |
5% | 501753 | 376532 | 309936 | 280731 | 234284 | 207529 | 190571 |
5.5% | 510136 | 385268 | 319030 | 290064 | 244199 | 218001 | 201565 |
6% | 518603 | 394122 | 328276 | 299569 | 254333 | 228726 | 212840 |