| Monthly Repayment |
HKD$23,568
|
| Loan Amount |
HKD$4.97 Millions
|
| Total Interest |
HKD$2.1 Millions
|
| Total repayment |
HKD$7.07 Millions
|
| Down payment |
HKD$2,130,000
|
| Stamp Duty |
HKD$213,000
|
| Legal Fee |
HKD$35,250
|
| Agency Fee |
HKD$71,000
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$2,449,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 61286 | 43539 | 33987 | 29745 | 22856 | 18730 | 15985 |
| 1.5% | 62364 | 44626 | 35085 | 30850 | 23982 | 19876 | 17152 |
| 2% | 63454 | 45730 | 36206 | 31982 | 25142 | 21065 | 18370 |
| 2.5% | 64556 | 46852 | 37348 | 33139 | 26336 | 22296 | 19637 |
| 3% | 65670 | 47990 | 38513 | 34321 | 27563 | 23568 | 20953 |
| 3.5% | 66796 | 49146 | 39700 | 35529 | 28823 | 24880 | 22317 |
| 4% | 67933 | 50318 | 40908 | 36762 | 30117 | 26233 | 23727 |
| 4.5% | 69083 | 51508 | 42139 | 38020 | 31442 | 27624 | 25182 |
| 5% | 70245 | 52714 | 43391 | 39302 | 32799 | 29054 | 26680 |
| 5.5% | 71419 | 53937 | 44664 | 40609 | 34187 | 30520 | 28219 |
| 6% | 72604 | 55177 | 45958 | 41939 | 35606 | 32021 | 29797 |
