Monthly Repayment |
HKD$20,201
|
Initial Payment |
HKD$2.84 Millions
|
Loan Amount |
HKD$4.26 Millions
|
Total interest |
HKD$1.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$213,000
|
Legal Fee |
HKD$35,250
|
Agency Fee |
HKD$71,000
|
Total Expense |
HKD$319,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52531 | 37319 | 29132 | 25495 | 19591 | 16054 | 13701 |
1.5% | 53455 | 38251 | 30073 | 26443 | 20556 | 17037 | 14702 |
2% | 54389 | 39197 | 31033 | 27413 | 21550 | 18056 | 15745 |
2.5% | 55333 | 40158 | 32013 | 28405 | 22573 | 19111 | 16832 |
3% | 56288 | 41134 | 33011 | 29418 | 23625 | 20201 | 17960 |
3.5% | 57253 | 42125 | 34028 | 30453 | 24706 | 21326 | 19129 |
4% | 58229 | 43130 | 35064 | 31510 | 25814 | 22485 | 20337 |
4.5% | 59214 | 44149 | 36119 | 32588 | 26950 | 23678 | 21584 |
5% | 60210 | 45183 | 37192 | 33687 | 28114 | 24903 | 22868 |
5.5% | 61216 | 46232 | 38283 | 34807 | 29303 | 26160 | 24187 |
6% | 62232 | 47294 | 39393 | 35948 | 30519 | 27447 | 25540 |