Monthly Repayment |
HKD$24,515
|
Initial Payment |
HKD$3.55 Millions
|
Loan Amount |
HKD$3.55 Millions
|
Total interest |
HKD$0.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$213,000
|
Legal Fee |
HKD$35,250
|
Agency Fee |
HKD$71,000
|
Total Expense |
HKD$319,250
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43775 | 31099 | 24277 | 21246 | 16326 | 13378 | 11418 |
1.5% | 44545 | 31875 | 25061 | 22036 | 17130 | 14197 | 12251 |
2% | 45324 | 32664 | 25861 | 22844 | 17958 | 15046 | 13121 |
2.5% | 46111 | 33465 | 26677 | 23671 | 18811 | 15925 | 14026 |
3% | 46907 | 34279 | 27509 | 24515 | 19688 | 16834 | 14966 |
3.5% | 47711 | 35104 | 28357 | 25378 | 20588 | 17772 | 15941 |
4% | 48524 | 35942 | 29220 | 26258 | 21512 | 18738 | 16948 |
4.5% | 49345 | 36791 | 30099 | 27157 | 22459 | 19732 | 17987 |
5% | 50175 | 37653 | 30993 | 28073 | 23428 | 20752 | 19057 |
5.5% | 51013 | 38526 | 31903 | 29006 | 24419 | 21800 | 20156 |
6% | 51860 | 39412 | 32827 | 29956 | 25433 | 22872 | 21284 |