Monthly Repayment |
HKD$23,535
|
Initial Payment |
HKD$2.13 Millions
|
Loan Amount |
HKD$4.96 Millions
|
Total interest |
HKD$2.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$212,700
|
Legal Fee |
HKD$35,225
|
Agency Fee |
HKD$70,900
|
Total Expense |
HKD$318,825
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61199 | 43477 | 33940 | 29703 | 22824 | 18704 | 15962 |
1.5% | 62276 | 44563 | 35036 | 30807 | 23948 | 19848 | 17128 |
2% | 63364 | 45666 | 36155 | 31937 | 25106 | 21035 | 18344 |
2.5% | 64465 | 46786 | 37296 | 33092 | 26299 | 22264 | 19609 |
3% | 65577 | 47923 | 38459 | 34273 | 27524 | 23535 | 20924 |
3.5% | 66701 | 49077 | 39644 | 35479 | 28783 | 24845 | 22286 |
4% | 67838 | 50247 | 40851 | 36710 | 30074 | 26196 | 23694 |
4.5% | 68986 | 51435 | 42079 | 37966 | 31398 | 27585 | 25146 |
5% | 70146 | 52640 | 43329 | 39247 | 32753 | 29013 | 26642 |
5.5% | 71318 | 53861 | 44601 | 40551 | 34139 | 30477 | 28179 |
6% | 72502 | 55099 | 45894 | 41880 | 35556 | 31976 | 29755 |