Monthly Repayment |
HKD$20,144
|
Initial Payment |
HKD$2.83 Millions
|
Loan Amount |
HKD$4.25 Millions
|
Total interest |
HKD$1.8 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$212,400
|
Legal Fee |
HKD$35,200
|
Agency Fee |
HKD$70,800
|
Total Expense |
HKD$318,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52383 | 37214 | 29050 | 25424 | 19536 | 16009 | 13663 |
1.5% | 53304 | 38143 | 29988 | 26369 | 20498 | 16989 | 14660 |
2% | 54236 | 39087 | 30946 | 27336 | 21489 | 18005 | 15701 |
2.5% | 55177 | 40045 | 31923 | 28325 | 22510 | 19057 | 16784 |
3% | 56130 | 41019 | 32918 | 29335 | 23559 | 20144 | 17909 |
3.5% | 57092 | 42006 | 33932 | 30368 | 24636 | 21266 | 19075 |
4% | 58065 | 43008 | 34965 | 31421 | 25742 | 22422 | 20280 |
4.5% | 59047 | 44025 | 36017 | 32496 | 26874 | 23611 | 21523 |
5% | 60040 | 45056 | 37087 | 33592 | 28034 | 24833 | 22804 |
5.5% | 61043 | 46101 | 38175 | 34709 | 29221 | 26086 | 24119 |
6% | 62057 | 47161 | 39282 | 35847 | 30433 | 27369 | 25468 |