Monthly Repayment |
HKD$23,468
|
Initial Payment |
HKD$2.12 Millions
|
Loan Amount |
HKD$4.95 Millions
|
Total interest |
HKD$2.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$212,100
|
Legal Fee |
HKD$35,175
|
Agency Fee |
HKD$70,700
|
Total Expense |
HKD$317,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 61027 | 43355 | 33844 | 29619 | 22760 | 18651 | 15917 |
1.5% | 62100 | 44437 | 34937 | 30720 | 23881 | 19792 | 17079 |
2% | 63186 | 45537 | 36053 | 31847 | 25036 | 20976 | 18292 |
2.5% | 64283 | 46654 | 37191 | 32999 | 26224 | 22202 | 19554 |
3% | 65392 | 47787 | 38350 | 34176 | 27447 | 23468 | 20865 |
3.5% | 66513 | 48938 | 39532 | 35379 | 28702 | 24775 | 22223 |
4% | 67646 | 50106 | 40736 | 36607 | 29989 | 26122 | 23627 |
4.5% | 68791 | 51290 | 41961 | 37859 | 31309 | 27508 | 25075 |
5% | 69948 | 52491 | 43207 | 39136 | 32661 | 28931 | 26567 |
5.5% | 71117 | 53709 | 44475 | 40437 | 34043 | 30391 | 28099 |
6% | 72297 | 54944 | 45764 | 41762 | 35456 | 31886 | 29671 |