Monthly Repayment |
HKD$24,412
|
Initial Payment |
HKD$3.54 Millions
|
Loan Amount |
HKD$3.54 Millions
|
Total interest |
HKD$0.86 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$212,100
|
Legal Fee |
HKD$35,175
|
Agency Fee |
HKD$70,700
|
Total Expense |
HKD$317,975
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43590 | 30968 | 24174 | 21156 | 16257 | 13322 | 11369 |
1.5% | 44357 | 31741 | 24955 | 21943 | 17057 | 14137 | 12199 |
2% | 45132 | 32526 | 25752 | 22748 | 17882 | 14983 | 13066 |
2.5% | 45916 | 33324 | 26565 | 23570 | 18732 | 15858 | 13967 |
3% | 46709 | 34134 | 27393 | 24412 | 19605 | 16763 | 14903 |
3.5% | 47509 | 34956 | 28237 | 25271 | 20501 | 17697 | 15873 |
4% | 48319 | 35790 | 29097 | 26147 | 21421 | 18659 | 16876 |
4.5% | 49137 | 36636 | 29972 | 27042 | 22364 | 19648 | 17911 |
5% | 49963 | 37494 | 30862 | 27954 | 23329 | 20665 | 18976 |
5.5% | 50798 | 38364 | 31768 | 28883 | 24316 | 21707 | 20071 |
6% | 51641 | 39245 | 32688 | 29830 | 25325 | 22776 | 21194 |