Monthly Repayment |
HKD$20,087
|
Initial Payment |
HKD$2.82 Millions
|
Loan Amount |
HKD$4.24 Millions
|
Total interest |
HKD$1.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$211,800
|
Legal Fee |
HKD$35,150
|
Agency Fee |
HKD$70,600
|
Total Expense |
HKD$317,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52235 | 37109 | 28968 | 25352 | 19481 | 15964 | 13624 |
1.5% | 53153 | 38035 | 29904 | 26294 | 20440 | 16941 | 14619 |
2% | 54082 | 38976 | 30859 | 27259 | 21429 | 17954 | 15657 |
2.5% | 55022 | 39932 | 31832 | 28245 | 22446 | 19003 | 16737 |
3% | 55971 | 40903 | 32825 | 29253 | 23492 | 20087 | 17859 |
3.5% | 56931 | 41888 | 33837 | 30282 | 24567 | 21206 | 19021 |
4% | 57901 | 42887 | 34867 | 31333 | 25669 | 22359 | 20223 |
4.5% | 58881 | 43901 | 35915 | 32405 | 26799 | 23545 | 21463 |
5% | 59871 | 44929 | 36982 | 33498 | 27955 | 24763 | 22739 |
5.5% | 60871 | 45971 | 38068 | 34611 | 29138 | 26012 | 24051 |
6% | 61881 | 47028 | 39171 | 35745 | 30348 | 27292 | 25396 |