Monthly Repayment |
HKD$23,402
|
Initial Payment |
HKD$2.12 Millions
|
Loan Amount |
HKD$4.94 Millions
|
Total interest |
HKD$2.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$211,500
|
Legal Fee |
HKD$35,125
|
Agency Fee |
HKD$70,500
|
Total Expense |
HKD$317,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60854 | 43232 | 33748 | 29535 | 22695 | 18598 | 15872 |
1.5% | 61925 | 44312 | 34838 | 30633 | 23813 | 19736 | 17031 |
2% | 63007 | 45408 | 35951 | 31757 | 24965 | 20917 | 18240 |
2.5% | 64101 | 46522 | 37085 | 32906 | 26150 | 22139 | 19499 |
3% | 65207 | 47652 | 38242 | 34080 | 27369 | 23402 | 20806 |
3.5% | 66325 | 48800 | 39420 | 35279 | 28621 | 24705 | 22160 |
4% | 67455 | 49964 | 40620 | 36503 | 29905 | 26048 | 23560 |
4.5% | 68597 | 51145 | 41842 | 37752 | 31221 | 27430 | 25004 |
5% | 69750 | 52343 | 43085 | 39025 | 32568 | 28849 | 26492 |
5.5% | 70916 | 53557 | 44349 | 40323 | 33947 | 30305 | 28020 |
6% | 72093 | 54788 | 45635 | 41644 | 35355 | 31796 | 29587 |