Monthly Repayment |
HKD$20,059
|
Initial Payment |
HKD$2.82 Millions
|
Loan Amount |
HKD$4.23 Millions
|
Total interest |
HKD$1.79 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$211,500
|
Legal Fee |
HKD$35,125
|
Agency Fee |
HKD$70,500
|
Total Expense |
HKD$317,125
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 52161 | 37056 | 28927 | 25316 | 19453 | 15941 | 13605 |
1.5% | 53078 | 37981 | 29861 | 26257 | 20411 | 16917 | 14598 |
2% | 54006 | 38921 | 30815 | 27220 | 21398 | 17929 | 15634 |
2.5% | 54944 | 39876 | 31787 | 28205 | 22414 | 18976 | 16713 |
3% | 55892 | 40845 | 32779 | 29211 | 23459 | 20059 | 17833 |
3.5% | 56850 | 41828 | 33789 | 30239 | 24532 | 21176 | 18994 |
4% | 57819 | 42826 | 34817 | 31288 | 25632 | 22327 | 20194 |
4.5% | 58797 | 43839 | 35864 | 32359 | 26761 | 23511 | 21432 |
5% | 59786 | 44865 | 36930 | 33450 | 27916 | 24728 | 22707 |
5.5% | 60785 | 45906 | 38014 | 34562 | 29097 | 25975 | 24017 |
6% | 61794 | 46961 | 39115 | 35695 | 30305 | 27253 | 25360 |