| Monthly Repayment |
HKD$23,236
|
| Loan Amount |
HKD$4.9 Millions
|
| Total interest |
HKD$2.07 Millions
|
| Total repayment |
HKD$6.97 Millions
|
| Down payment |
HKD$2,100,000
|
| Stamp Duty |
HKD$210,000
|
| Legal Fee |
HKD$35,000
|
| Agency Fee |
HKD$70,000
|
| complete insurance payment |
--
|
| Total Expense |
HKD$2,415,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 60423 | 42926 | 33509 | 29326 | 22534 | 18466 | 15760 |
| 1.5% | 61485 | 43997 | 34591 | 30416 | 23644 | 19596 | 16910 |
| 2% | 62560 | 45086 | 35696 | 31531 | 24788 | 20768 | 18111 |
| 2.5% | 63646 | 46192 | 36822 | 32672 | 25965 | 21982 | 19360 |
| 3% | 64745 | 47314 | 37971 | 33838 | 27175 | 23236 | 20658 |
| 3.5% | 65855 | 48454 | 39141 | 35029 | 28418 | 24530 | 22003 |
| 4% | 66977 | 49610 | 40332 | 36244 | 29693 | 25864 | 23393 |
| 4.5% | 68110 | 50782 | 41545 | 37484 | 30999 | 27235 | 24827 |
| 5% | 69256 | 51972 | 42779 | 38748 | 32337 | 28644 | 26304 |
| 5.5% | 70413 | 53177 | 44035 | 40037 | 33706 | 30090 | 27821 |
| 6% | 71581 | 54400 | 45311 | 41348 | 35105 | 31570 | 29377 |
