Monthly Repayment |
HKD$24,170
|
Initial Payment |
HKD$3.5 Millions
|
Loan Amount |
HKD$3.5 Millions
|
Total interest |
HKD$0.85 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$210,000
|
Legal Fee |
HKD$35,000
|
Agency Fee |
HKD$70,000
|
Total Expense |
HKD$315,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43159 | 30661 | 23935 | 20947 | 16096 | 13190 | 11257 |
1.5% | 43918 | 31427 | 24708 | 21726 | 16889 | 13997 | 12079 |
2% | 44686 | 32204 | 25497 | 22522 | 17705 | 14834 | 12936 |
2.5% | 45462 | 32994 | 26302 | 23337 | 18546 | 15701 | 13829 |
3% | 46246 | 33796 | 27122 | 24170 | 19410 | 16597 | 14756 |
3.5% | 47039 | 34610 | 27957 | 25020 | 20298 | 17521 | 15716 |
4% | 47840 | 35435 | 28809 | 25889 | 21209 | 18474 | 16709 |
4.5% | 48650 | 36273 | 29675 | 26774 | 22142 | 19454 | 17733 |
5% | 49468 | 37122 | 30557 | 27677 | 23098 | 20460 | 18788 |
5.5% | 50295 | 37984 | 31453 | 28597 | 24076 | 21493 | 19872 |
6% | 51129 | 38857 | 32365 | 29534 | 25075 | 22550 | 20984 |