Monthly Repayment |
HKD$1,991
|
Initial Payment |
HKD$0.28 Millions
|
Loan Amount |
HKD$0.42 Millions
|
Total interest |
HKD$0.18 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,750
|
Agency Fee |
HKD$7,000
|
Total Expense |
HKD$14,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 5179 | 3679 | 2872 | 2513 | 1931 | 1582 | 1350 |
1.5% | 5270 | 3771 | 2965 | 2607 | 2026 | 1679 | 1449 |
2% | 5362 | 3864 | 3059 | 2702 | 2124 | 1780 | 1552 |
2.5% | 5455 | 3959 | 3156 | 2800 | 2225 | 1884 | 1659 |
3% | 5549 | 4055 | 3254 | 2900 | 2329 | 1991 | 1770 |
3.5% | 5644 | 4153 | 3354 | 3002 | 2435 | 2102 | 1885 |
4% | 5740 | 4252 | 3457 | 3106 | 2545 | 2216 | 2005 |
4.5% | 5838 | 4352 | 3561 | 3212 | 2657 | 2334 | 2128 |
5% | 5936 | 4454 | 3666 | 3321 | 2771 | 2455 | 2254 |
5.5% | 6035 | 4558 | 3774 | 3431 | 2889 | 2579 | 2384 |
6% | 6135 | 4662 | 3883 | 3544 | 3009 | 2706 | 2518 |