Monthly Repayment |
HKD$2,417
|
Initial Payment |
HKD$0.35 Millions
|
Loan Amount |
HKD$0.35 Millions
|
Total interest |
HKD$0.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$7,750
|
Agency Fee |
HKD$7,000
|
Total Expense |
HKD$14,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 4315 | 3066 | 2393 | 2094 | 1609 | 1319 | 1125 |
1.5% | 4391 | 3142 | 2470 | 2172 | 1688 | 1399 | 1207 |
2% | 4468 | 3220 | 2549 | 2252 | 1770 | 1483 | 1293 |
2.5% | 4546 | 3299 | 2630 | 2333 | 1854 | 1570 | 1382 |
3% | 4624 | 3379 | 2712 | 2417 | 1941 | 1659 | 1475 |
3.5% | 4703 | 3461 | 2795 | 2502 | 2029 | 1752 | 1571 |
4% | 4784 | 3543 | 2880 | 2588 | 2120 | 1847 | 1670 |
4.5% | 4865 | 3627 | 2967 | 2677 | 2214 | 1945 | 1773 |
5% | 4946 | 3712 | 3055 | 2767 | 2309 | 2046 | 1878 |
5.5% | 5029 | 3798 | 3145 | 2859 | 2407 | 2149 | 1987 |
6% | 5112 | 3885 | 3236 | 2953 | 2507 | 2255 | 2098 |