Monthly Repayment |
HKD$23,203
|
Initial Payment |
HKD$2.1 Millions
|
Loan Amount |
HKD$4.89 Millions
|
Total interest |
HKD$2.07 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$209,700
|
Legal Fee |
HKD$34,975
|
Agency Fee |
HKD$69,900
|
Total Expense |
HKD$314,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60336 | 42864 | 33461 | 29284 | 22502 | 18440 | 15737 |
1.5% | 61397 | 43934 | 34542 | 30372 | 23610 | 19568 | 16886 |
2% | 62471 | 45022 | 35645 | 31486 | 24752 | 20739 | 18085 |
2.5% | 63555 | 46126 | 36770 | 32625 | 25928 | 21950 | 19333 |
3% | 64652 | 47247 | 37916 | 33790 | 27136 | 23203 | 20629 |
3.5% | 65761 | 48384 | 39085 | 34979 | 28377 | 24495 | 21971 |
4% | 66881 | 49539 | 40275 | 36192 | 29650 | 25827 | 23359 |
4.5% | 68013 | 50710 | 41486 | 37431 | 30955 | 27196 | 24792 |
5% | 69157 | 51897 | 42718 | 38693 | 32291 | 28603 | 26266 |
5.5% | 70312 | 53101 | 43972 | 39979 | 33658 | 30047 | 27781 |
6% | 71479 | 54322 | 45246 | 41289 | 35054 | 31525 | 29336 |