Monthly Repayment |
HKD$19,888
|
Initial Payment |
HKD$2.8 Millions
|
Loan Amount |
HKD$4.19 Millions
|
Total interest |
HKD$1.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$209,700
|
Legal Fee |
HKD$34,975
|
Agency Fee |
HKD$69,900
|
Total Expense |
HKD$314,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51717 | 36741 | 28681 | 25100 | 19287 | 15806 | 13489 |
1.5% | 52626 | 37658 | 29607 | 26033 | 20237 | 16773 | 14474 |
2% | 53546 | 38590 | 30553 | 26988 | 21216 | 17776 | 15501 |
2.5% | 54476 | 39536 | 31517 | 27965 | 22224 | 18814 | 16571 |
3% | 55416 | 40497 | 32500 | 28962 | 23259 | 19888 | 17682 |
3.5% | 56366 | 41472 | 33501 | 29982 | 24323 | 20996 | 18832 |
4% | 57326 | 42462 | 34521 | 31022 | 25414 | 22137 | 20022 |
4.5% | 58297 | 43465 | 35559 | 32083 | 26533 | 23311 | 21250 |
5% | 59277 | 44483 | 36616 | 33165 | 27678 | 24517 | 22514 |
5.5% | 60267 | 45515 | 37690 | 34268 | 28849 | 25754 | 23813 |
6% | 61268 | 46561 | 38782 | 35391 | 30047 | 27022 | 25145 |