Monthly Repayment |
HKD$24,135
|
Initial Payment |
HKD$3.5 Millions
|
Loan Amount |
HKD$3.5 Millions
|
Total interest |
HKD$0.85 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$209,700
|
Legal Fee |
HKD$34,975
|
Agency Fee |
HKD$69,900
|
Total Expense |
HKD$314,575
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 43097 | 30617 | 23900 | 20917 | 16073 | 13171 | 11241 |
1.5% | 43855 | 31382 | 24673 | 21694 | 16864 | 13977 | 12061 |
2% | 44622 | 32158 | 25460 | 22490 | 17680 | 14813 | 12918 |
2.5% | 45397 | 32947 | 26264 | 23304 | 18520 | 15679 | 13809 |
3% | 46180 | 33747 | 27083 | 24135 | 19383 | 16573 | 14735 |
3.5% | 46972 | 34560 | 27918 | 24985 | 20269 | 17496 | 15694 |
4% | 47772 | 35385 | 28767 | 25852 | 21179 | 18447 | 16685 |
4.5% | 48581 | 36221 | 29633 | 26736 | 22111 | 19426 | 17708 |
5% | 49398 | 37069 | 30513 | 27638 | 23065 | 20431 | 18761 |
5.5% | 50223 | 37929 | 31408 | 28557 | 24041 | 21462 | 19844 |
6% | 51056 | 38801 | 32319 | 29492 | 25039 | 22518 | 20954 |