Monthly Repayment |
HKD$165,499
|
Initial Payment |
HKD$34.9 Millions
|
Loan Amount |
HKD$34.9 Millions
|
Total interest |
HKD$14.75 Millions
|
complete insurance payment |
HKD$104,700 (0.3%)
|
Stamp Duty |
HKD$2,966,500
|
Legal Fee |
HKD$192,000
|
Agency Fee |
HKD$698,000
|
Total Expense |
HKD$3,961,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 430360 | 305738 | 238667 | 208874 | 160503 | 131528 | 112252 |
1.5% | 437929 | 313372 | 246378 | 216639 | 168408 | 139577 | 120446 |
2% | 445583 | 321126 | 254245 | 224584 | 176553 | 147925 | 128997 |
2.5% | 453321 | 329001 | 262268 | 232709 | 184936 | 156567 | 137897 |
3% | 461144 | 336996 | 270447 | 241012 | 193554 | 165499 | 147139 |
3.5% | 469050 | 345111 | 278780 | 249494 | 202405 | 174717 | 156716 |
4% | 477041 | 353345 | 287267 | 258151 | 211487 | 184215 | 166617 |
4.5% | 485115 | 361698 | 295906 | 266982 | 220794 | 193985 | 176833 |
5% | 493273 | 370168 | 304697 | 275986 | 230324 | 204021 | 187350 |
5.5% | 501514 | 378756 | 313638 | 285162 | 240072 | 214316 | 198158 |
6% | 509838 | 387461 | 322728 | 294506 | 250034 | 224861 | 209243 |