Monthly Repayment |
HKD$23,169
|
Initial Payment |
HKD$2.09 Millions
|
Loan Amount |
HKD$4.89 Millions
|
Total interest |
HKD$2.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$209,400
|
Legal Fee |
HKD$34,950
|
Agency Fee |
HKD$69,800
|
Total Expense |
HKD$314,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60250 | 42803 | 33413 | 29242 | 22470 | 18413 | 15715 |
1.5% | 61310 | 43872 | 34492 | 30329 | 23577 | 19540 | 16862 |
2% | 62381 | 44957 | 35594 | 31441 | 24717 | 20709 | 18059 |
2.5% | 63465 | 46060 | 36717 | 32579 | 25891 | 21919 | 19305 |
3% | 64560 | 47179 | 37862 | 33741 | 27097 | 23169 | 20599 |
3.5% | 65667 | 48315 | 39029 | 34929 | 28336 | 24460 | 21940 |
4% | 66785 | 49468 | 40217 | 36141 | 29608 | 25790 | 23326 |
4.5% | 67916 | 50637 | 41426 | 37377 | 30911 | 27157 | 24756 |
5% | 69058 | 51823 | 42657 | 38638 | 32245 | 28563 | 26229 |
5.5% | 70212 | 53025 | 43909 | 39922 | 33610 | 30004 | 27742 |
6% | 71377 | 54244 | 45181 | 41230 | 35004 | 31480 | 29294 |