Monthly Repayment |
HKD$19,859
|
Initial Payment |
HKD$2.79 Millions
|
Loan Amount |
HKD$4.19 Millions
|
Total interest |
HKD$1.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$209,400
|
Legal Fee |
HKD$34,950
|
Agency Fee |
HKD$69,800
|
Total Expense |
HKD$314,150
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51643 | 36688 | 28640 | 25064 | 19260 | 15783 | 13470 |
1.5% | 52551 | 37604 | 29565 | 25996 | 20209 | 16749 | 14453 |
2% | 53470 | 38535 | 30509 | 26950 | 21186 | 17751 | 15479 |
2.5% | 54398 | 39480 | 31472 | 27925 | 22192 | 18788 | 16547 |
3% | 55337 | 40439 | 32453 | 28921 | 23226 | 19859 | 17656 |
3.5% | 56286 | 41413 | 33453 | 29939 | 24288 | 20966 | 18805 |
4% | 57244 | 42401 | 34472 | 30978 | 25378 | 22105 | 19994 |
4.5% | 58213 | 43403 | 35508 | 32037 | 26495 | 23278 | 21219 |
5% | 59192 | 44420 | 36563 | 33118 | 27638 | 24482 | 22482 |
5.5% | 60181 | 45450 | 37636 | 34219 | 28808 | 25717 | 23779 |
6% | 61180 | 46495 | 38727 | 35340 | 30004 | 26983 | 25109 |