Monthly Repayment |
HKD$23,136
|
Initial Payment |
HKD$2.09 Millions
|
Loan Amount |
HKD$4.88 Millions
|
Total interest |
HKD$2.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$209,100
|
Legal Fee |
HKD$34,925
|
Agency Fee |
HKD$69,700
|
Total Expense |
HKD$313,725
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 60164 | 42742 | 33365 | 29200 | 22438 | 18387 | 15692 |
1.5% | 61222 | 43809 | 34443 | 30286 | 23543 | 19512 | 16838 |
2% | 62292 | 44893 | 35543 | 31396 | 24682 | 20679 | 18033 |
2.5% | 63374 | 45994 | 36665 | 32532 | 25853 | 21888 | 19277 |
3% | 64467 | 47111 | 37808 | 33693 | 27058 | 23136 | 20570 |
3.5% | 65573 | 48246 | 38973 | 34879 | 28296 | 24425 | 21908 |
4% | 66690 | 49397 | 40159 | 36089 | 29565 | 25753 | 23293 |
4.5% | 67818 | 50565 | 41367 | 37324 | 30866 | 27119 | 24721 |
5% | 68959 | 51749 | 42596 | 38582 | 32199 | 28522 | 26191 |
5.5% | 70111 | 52949 | 43846 | 39865 | 33562 | 29961 | 27702 |
6% | 71275 | 54166 | 45117 | 41171 | 34954 | 31435 | 29252 |