Monthly Repayment |
HKD$19,831
|
Initial Payment |
HKD$2.79 Millions
|
Loan Amount |
HKD$4.18 Millions
|
Total interest |
HKD$1.77 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$209,100
|
Legal Fee |
HKD$34,925
|
Agency Fee |
HKD$69,700
|
Total Expense |
HKD$313,725
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51569 | 36636 | 28599 | 25029 | 19232 | 15760 | 13450 |
1.5% | 52476 | 37550 | 29523 | 25959 | 20180 | 16725 | 14432 |
2% | 53393 | 38480 | 30465 | 26911 | 21156 | 17725 | 15457 |
2.5% | 54320 | 39423 | 31427 | 27885 | 22160 | 18761 | 16523 |
3% | 55258 | 40381 | 32407 | 28880 | 23193 | 19831 | 17631 |
3.5% | 56205 | 41354 | 33405 | 29896 | 24253 | 20936 | 18779 |
4% | 57162 | 42340 | 34422 | 30933 | 25342 | 22074 | 19965 |
4.5% | 58130 | 43341 | 35457 | 31992 | 26457 | 23244 | 21189 |
5% | 59108 | 44356 | 36511 | 33070 | 27599 | 24447 | 22449 |
5.5% | 60095 | 45385 | 37582 | 34170 | 28767 | 25681 | 23744 |
6% | 61092 | 46428 | 38671 | 35290 | 29961 | 26944 | 25073 |