Monthly Repayment |
HKD$19,803
|
Initial Payment |
HKD$2.78 Millions
|
Loan Amount |
HKD$4.18 Millions
|
Total interest |
HKD$1.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$208,800
|
Legal Fee |
HKD$34,900
|
Agency Fee |
HKD$69,600
|
Total Expense |
HKD$313,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51495 | 36583 | 28558 | 24993 | 19205 | 15738 | 13431 |
1.5% | 52400 | 37496 | 29480 | 25922 | 20151 | 16701 | 14412 |
2% | 53316 | 38424 | 30422 | 26872 | 21125 | 17700 | 15435 |
2.5% | 54242 | 39367 | 31382 | 27845 | 22128 | 18734 | 16500 |
3% | 55178 | 40323 | 32360 | 28838 | 23159 | 19803 | 17606 |
3.5% | 56124 | 41294 | 33357 | 29853 | 24219 | 20906 | 18752 |
4% | 57080 | 42279 | 34373 | 30889 | 25305 | 22042 | 19936 |
4.5% | 58047 | 43279 | 35407 | 31946 | 26419 | 23211 | 21159 |
5% | 59023 | 44292 | 36458 | 33023 | 27559 | 24412 | 22417 |
5.5% | 60009 | 45320 | 37528 | 34121 | 28726 | 25644 | 23710 |
6% | 61005 | 46362 | 38616 | 35239 | 29918 | 26906 | 25037 |