Monthly Repayment |
HKD$23,070
|
Initial Payment |
HKD$2.09 Millions
|
Loan Amount |
HKD$4.87 Millions
|
Total interest |
HKD$2.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$208,500
|
Legal Fee |
HKD$34,875
|
Agency Fee |
HKD$69,500
|
Total Expense |
HKD$312,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59991 | 42619 | 33269 | 29116 | 22373 | 18334 | 15647 |
1.5% | 61046 | 43683 | 34344 | 30199 | 23475 | 19456 | 16790 |
2% | 62113 | 44764 | 35441 | 31306 | 24611 | 20620 | 17981 |
2.5% | 63192 | 45862 | 36559 | 32439 | 25779 | 21825 | 19222 |
3% | 64282 | 46976 | 37699 | 33596 | 26981 | 23070 | 20511 |
3.5% | 65384 | 48107 | 38861 | 34779 | 28215 | 24355 | 21846 |
4% | 66498 | 49255 | 40044 | 35985 | 29480 | 25679 | 23226 |
4.5% | 67624 | 50420 | 41248 | 37216 | 30778 | 27041 | 24650 |
5% | 68761 | 51600 | 42474 | 38472 | 32106 | 28440 | 26116 |
5.5% | 69910 | 52798 | 43720 | 39751 | 33465 | 29875 | 27622 |
6% | 71070 | 54011 | 44987 | 41053 | 34854 | 31345 | 29168 |