Monthly Repayment |
HKD$19,774
|
Initial Payment |
HKD$2.78 Millions
|
Loan Amount |
HKD$4.17 Millions
|
Total interest |
HKD$1.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$208,500
|
Legal Fee |
HKD$34,875
|
Agency Fee |
HKD$69,500
|
Total Expense |
HKD$312,875
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51421 | 36530 | 28517 | 24957 | 19177 | 15715 | 13412 |
1.5% | 52325 | 37443 | 29438 | 25884 | 20122 | 16677 | 14391 |
2% | 53240 | 38369 | 30378 | 26834 | 21095 | 17674 | 15413 |
2.5% | 54164 | 39310 | 31336 | 27805 | 22096 | 18707 | 16476 |
3% | 55099 | 40265 | 32314 | 28797 | 23126 | 19774 | 17580 |
3.5% | 56044 | 41235 | 33309 | 29810 | 24184 | 20876 | 18725 |
4% | 56998 | 42219 | 34323 | 30844 | 25269 | 22010 | 19908 |
4.5% | 57963 | 43217 | 35356 | 31900 | 26381 | 23178 | 21128 |
5% | 58938 | 44229 | 36406 | 32976 | 27520 | 24377 | 22385 |
5.5% | 59923 | 45255 | 37474 | 34072 | 28684 | 25607 | 23676 |
6% | 60917 | 46295 | 38560 | 35188 | 29875 | 26867 | 25001 |