Monthly Repayment |
HKD$19,717
|
Initial Payment |
HKD$2.77 Millions
|
Loan Amount |
HKD$4.16 Millions
|
Total interest |
HKD$1.76 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$207,900
|
Legal Fee |
HKD$34,825
|
Agency Fee |
HKD$69,300
|
Total Expense |
HKD$312,025
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51273 | 36425 | 28434 | 24885 | 19122 | 15670 | 13373 |
1.5% | 52175 | 37335 | 29353 | 25810 | 20064 | 16629 | 14350 |
2% | 53086 | 38259 | 30290 | 26757 | 21034 | 17623 | 15368 |
2.5% | 54008 | 39197 | 31246 | 27725 | 22033 | 18653 | 16429 |
3% | 54940 | 40149 | 32221 | 28714 | 23060 | 19717 | 17530 |
3.5% | 55882 | 41116 | 33214 | 29724 | 24114 | 20815 | 18671 |
4% | 56834 | 42097 | 34225 | 30756 | 25196 | 21947 | 19850 |
4.5% | 57796 | 43092 | 35254 | 31808 | 26305 | 23111 | 21067 |
5% | 58768 | 44102 | 36301 | 32881 | 27440 | 24307 | 22321 |
5.5% | 59750 | 45125 | 37367 | 33974 | 28602 | 25533 | 23608 |
6% | 60742 | 46162 | 38450 | 35087 | 29789 | 26790 | 24929 |