Monthly Repayment |
HKD$22,970
|
Initial Payment |
HKD$2.08 Millions
|
Loan Amount |
HKD$4.84 Millions
|
Total interest |
HKD$2.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$207,600
|
Legal Fee |
HKD$34,800
|
Agency Fee |
HKD$69,200
|
Total Expense |
HKD$311,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59732 | 42435 | 33126 | 28991 | 22277 | 18255 | 15580 |
1.5% | 60783 | 43495 | 34196 | 30068 | 23374 | 19372 | 16717 |
2% | 61845 | 44571 | 35288 | 31171 | 24504 | 20531 | 17904 |
2.5% | 62919 | 45664 | 36402 | 32299 | 25668 | 21730 | 19139 |
3% | 64005 | 46774 | 37537 | 33451 | 26864 | 22970 | 20422 |
3.5% | 65102 | 47900 | 38693 | 34628 | 28093 | 24250 | 21751 |
4% | 66211 | 49043 | 39871 | 35830 | 29353 | 25568 | 23125 |
4.5% | 67332 | 50202 | 41070 | 37056 | 30645 | 26924 | 24543 |
5% | 68464 | 51378 | 42291 | 38306 | 31968 | 28317 | 26003 |
5.5% | 69608 | 52570 | 43531 | 39579 | 33321 | 29746 | 27503 |
6% | 70763 | 53778 | 44793 | 40876 | 34703 | 31209 | 29042 |