Monthly Repayment |
HKD$19,640
|
Initial Payment |
HKD$2.76 Millions
|
Loan Amount |
HKD$4.14 Millions
|
Total interest |
HKD$1.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$207,090
|
Legal Fee |
HKD$34,757
|
Agency Fee |
HKD$69,030
|
Total Expense |
HKD$310,877
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 51073 | 36283 | 28324 | 24788 | 19047 | 15609 | 13321 |
1.5% | 51971 | 37189 | 29239 | 25709 | 19986 | 16564 | 14294 |
2% | 52880 | 38110 | 30172 | 26652 | 20952 | 17555 | 15308 |
2.5% | 53798 | 39044 | 31125 | 27617 | 21947 | 18580 | 16365 |
3% | 54726 | 39993 | 32095 | 28602 | 22970 | 19640 | 17461 |
3.5% | 55665 | 40956 | 33084 | 29609 | 24020 | 20734 | 18598 |
4% | 56613 | 41933 | 34091 | 30636 | 25098 | 21861 | 19773 |
4.5% | 57571 | 42924 | 35117 | 31684 | 26203 | 23021 | 20985 |
5% | 58539 | 43930 | 36160 | 32753 | 27334 | 24212 | 22234 |
5.5% | 59517 | 44949 | 37221 | 33841 | 28490 | 25434 | 23516 |
6% | 60505 | 45982 | 38300 | 34950 | 29673 | 26685 | 24832 |