Monthly Repayment |
HKD$22,871
|
Initial Payment |
HKD$2.07 Millions
|
Loan Amount |
HKD$4.82 Millions
|
Total interest |
HKD$2.04 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$206,700
|
Legal Fee |
HKD$34,725
|
Agency Fee |
HKD$68,900
|
Total Expense |
HKD$310,325
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 59473 | 42251 | 32982 | 28865 | 22180 | 18176 | 15512 |
1.5% | 60519 | 43306 | 34048 | 29938 | 23273 | 19288 | 16645 |
2% | 61577 | 44378 | 35135 | 31036 | 24398 | 20442 | 17826 |
2.5% | 62646 | 45466 | 36244 | 32159 | 25557 | 21636 | 19056 |
3% | 63727 | 46571 | 37374 | 33306 | 26748 | 22871 | 20333 |
3.5% | 64820 | 47692 | 38526 | 34478 | 27971 | 24145 | 21657 |
4% | 65924 | 48830 | 39698 | 35675 | 29226 | 25457 | 23025 |
4.5% | 67040 | 49984 | 40892 | 36895 | 30512 | 26807 | 24437 |
5% | 68167 | 51155 | 42107 | 38139 | 31829 | 28194 | 25890 |
5.5% | 69306 | 52342 | 43343 | 39407 | 33176 | 29617 | 27384 |
6% | 70457 | 53545 | 44599 | 40699 | 34553 | 31074 | 28916 |