Monthly Repayment |
HKD$19,603
|
Initial Payment |
HKD$2.76 Millions
|
Loan Amount |
HKD$4.13 Millions
|
Total interest |
HKD$1.75 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$206,700
|
Legal Fee |
HKD$34,725
|
Agency Fee |
HKD$68,900
|
Total Expense |
HKD$310,325
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 50977 | 36215 | 28270 | 24741 | 19012 | 15579 | 13296 |
1.5% | 51873 | 37119 | 29184 | 25661 | 19948 | 16533 | 14267 |
2% | 52780 | 38038 | 30116 | 26602 | 20913 | 17522 | 15280 |
2.5% | 53697 | 38971 | 31066 | 27565 | 21906 | 18545 | 16334 |
3% | 54623 | 39918 | 32035 | 28548 | 22927 | 19603 | 17429 |
3.5% | 55560 | 40879 | 33022 | 29553 | 23975 | 20695 | 18563 |
4% | 56506 | 41854 | 34027 | 30578 | 25051 | 21820 | 19736 |
4.5% | 57463 | 42844 | 35050 | 31624 | 26153 | 22978 | 20946 |
5% | 58429 | 43847 | 36092 | 32691 | 27282 | 24166 | 22192 |
5.5% | 59405 | 44864 | 37151 | 33778 | 28437 | 25386 | 23472 |
6% | 60391 | 45895 | 38228 | 34885 | 29617 | 26635 | 24785 |