Monthly Repayment |
HKD$163,128
|
Initial Payment |
HKD$34.4 Millions
|
Loan Amount |
HKD$34.4 Millions
|
Total interest |
HKD$14.54 Millions
|
complete insurance payment |
HKD$103,200 (0.3%)
|
Stamp Duty |
HKD$2,924,000
|
Legal Fee |
HKD$189,500
|
Agency Fee |
HKD$688,000
|
Total Expense |
HKD$3,904,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 424194 | 301358 | 235248 | 205882 | 158203 | 129644 | 110643 |
1.5% | 431655 | 308882 | 242848 | 213535 | 165995 | 137578 | 118721 |
2% | 439199 | 316526 | 250602 | 221366 | 174023 | 145805 | 127149 |
2.5% | 446827 | 324288 | 258511 | 229375 | 182286 | 154324 | 135921 |
3% | 454537 | 332168 | 266572 | 237560 | 190781 | 163128 | 145031 |
3.5% | 462330 | 340167 | 274786 | 245919 | 199506 | 172214 | 154471 |
4% | 470206 | 348283 | 283151 | 254452 | 208457 | 181575 | 164230 |
4.5% | 478165 | 356516 | 291667 | 263157 | 217631 | 191206 | 174299 |
5% | 486206 | 364865 | 300332 | 272033 | 227024 | 201098 | 184666 |
5.5% | 494329 | 373330 | 309145 | 281076 | 236633 | 211246 | 195319 |
6% | 502534 | 381910 | 318104 | 290286 | 246452 | 221639 | 206245 |